Creamy No-Bake Banana Pudding Cheesecake
This no-bake banana pudding cheesecake layers a buttery vanilla wafer crust, a creamy banana pudding cheesecake filling, and slices of fresh banana. It turns everything you love about classic banana pudding into a sliceable, showstopping dessert.

No oven needed, so it is the kind of recipe you pull together on a summer afternoon and forget about until you are ready to serve.
What Makes This Cheesecake So Good
The filling lands somewhere between a mousse and a classic cheesecake, light enough to feel like pudding but firm enough to hold a clean slice. The banana flavor comes from instant pudding mix, which brings that nostalgic taste without any guesswork.
Fresh banana slices tucked between the layers keep things tasting bright and real. The whole cheesecake has that familiar, comforting banana cream taste but with a richer, slightly tangy note from the cream cheese.
Ingredients

- 2 cups vanilla wafer crumbs (about 60 wafers): use classic Nabisco, not reduced-fat.
- 6 tbsp unsalted butter, melted: salted butter works too, just skip any added salt.
- 16 oz cream cheese, softened: full-fat brick style gives the creamiest set.
- 1 can (14 oz) sweetened condensed milk: not evaporated milk.
- 1 package (3.4 oz) instant banana cream pudding mix: the powder only, do not prepare it.
- 1 cup cold whole milk: helps dissolve the pudding mix.
- 1 tsp vanilla extract
- 1 tsp fresh lemon juice: wakes up the banana flavor, optional.
- 1 container (8 oz) frozen whipped topping, thawed: like Cool Whip, or use 2 cups of stabilized whipped cream.
- 3 to 4 ripe but firm bananas: sliced into 1/4-inch rounds.
- Additional vanilla wafers for layering (about 20 wafers): for the middle and the top.
Variations / Substitutions
- Cream cheese: swap in Neufchâtel for a slightly tangier, lower-fat cheesecake.
- Whipped topping: use 2 cups of heavy cream whipped to stiff peaks with 2 tablespoons powdered sugar instead.
- Gluten-free: use gluten-free vanilla wafer cookies for the crust and layers.
- Pudding mix: banana is best here, but vanilla or cheesecake instant pudding works if that is what is in your pantry.
If banana pudding is your thing, you will also love the classic banana pudding trifle recipe on the site.
How to Make Creamy No-Bake Banana Pudding Cheesecake
Step 1: Press the Crust

In a bowl, stir together the 2 cups vanilla wafer crumbs and 6 tablespoons melted butter until the crumbs are evenly moistened. Pour the mixture into a 9-inch springform pan and press it firmly into an even layer on the bottom. Use the flat bottom of a measuring cup to really pack it down, that gives you clean slices later.
The crust will not look wet; it just needs to hold together when you press a clump in your hand. Pop the pan in the fridge while you make the filling so the butter can firm up.
Step 2: Beat the Cream Cheese Base

In a large mixing bowl, beat the 16 ounces of softened cream cheese with an electric mixer on medium speed until completely smooth and lump-free, about 2 minutes. Scrape down the bowl once or twice to catch any stubborn bits.
You are looking for a silky, spreadable texture with no white clumps of cream cheese hiding in the corners. If your cream cheese is too cold, the filling will stay lumpy, so let it sit on the counter for at least an hour before you start.
Step 3: Whip the Pudding Filling

Pour in the 14-ounce can of sweetened condensed milk, the 3.4-ounce packet of instant banana pudding mix (the powder only), the 1 cup cold milk, 1 teaspoon vanilla, and 1 teaspoon lemon juice if using. Beat on low speed until combined, then crank it up to medium-high and whip for 2 to 3 minutes. The mixture will thicken noticeably and look glossy like a very thick pudding.
Scrape the bowl again and let the mixer run until the pudding mix has dissolved completely. You should not see any gritty bits.
Step 4: Fold and Layer

Switch to a spatula and gently fold the 8 ounces of thawed whipped topping into the pudding-cream cheese mixture. Fold by scooping from the bottom and lifting over the top just until no streaks of white remain, overmixing deflates the whip.
Spoon about half of the filling over the chilled crust and spread it evenly. Arrange a single layer of sliced bananas from your 3 to 4 bananas over the filling, then tuck vanilla wafers between the banana slices so they peek out later. Cover with the remaining filling, smoothing the top. Arrange more banana slices and wafers on top for a pretty finish.
Cover the pan tightly with plastic wrap or foil and refrigerate for at least 6 hours, but overnight is even better. The cheesecake needs that time to set up firm and let the wafers soften just a little without turning to mush.
Step 5: Slice and Serve

When you are ready, run a thin knife around the edge of the springform, then release and lift off the ring. Use a sharp, slightly warm knife (run it under hot water and wipe it dry) to cut clean slices. Each slice should show layers of creamy cheesecake, banana, and those tender vanilla wafers.
Serve cold, straight from the fridge. Leftovers stay good for a few days, though the bananas will soften slightly after the first day.
Tips for the Best No-Bake Cheesecake
- Use full-fat brick cream cheese, not the spreadable tub kind, or your cheesecake may not set.
- Let the cream cheese sit at room temperature for at least an hour before beating; cold cheese makes a lumpy filling.
- Add the banana slices just before layering, not ahead of time, so they do not brown or get watery. A light toss with a bit of lemon juice can help if you need to prep in advance.
- For the neatest slices, wipe your knife clean between each cut and keep the cheesecake as cold as possible.
Keeping Leftover Cheesecake Fresh
- Refrigerate: Cover the cheesecake tightly with plastic wrap or store slices in an airtight container. It keeps well for up to 4 days; the banana slices will soften over time but the flavor stays great.
Frequently Asked Questions
Why didn’t my no-bake cheesecake set?
Usually it needed more time in the fridge or the cream cheese was low fat. A full 6 hours, preferably overnight, helps the pudding and fat firm up properly.
Can I make this cheesecake a day ahead?
Yes, it is actually at its best after an overnight chill. Make it a full day ahead without any issue.
Do I have to prepare the instant pudding mix before adding it?
No, add the powder directly to the bowl. The liquid in the recipe will activate it as you whip.
Can I freeze leftover banana pudding cheesecake?
Freezing is not ideal. The bananas turn mushy and the texture gets icy after thawing. Enjoy it fresh from the fridge.

Banana Pudding Cheesecake Recipe
Ingredients
Method
- Stir crumbs and melted butter together, press into a 9-inch springform pan, and chill.
- Beat cream cheese until smooth and lump-free, about 2 minutes.
- Add sweetened condensed milk, pudding mix, milk, vanilla, and lemon juice; whip on medium-high until thick and glossy, 2 to 3 minutes.
- Fold in whipped topping, then layer half the filling over the crust, top with sliced bananas and wafers, and cover with remaining filling; cover and refrigerate at least 6 hours.
- Run a knife around the edge, release the ring, and slice with a warm knife to serve.
