Creamy 30-Minute Loaded Baked Potato Soup
This soup tastes exactly like a fully loaded baked potato, just in spoonable form. Russet potatoes break down into a creamy base without a drop of heavy cream, so it stays rich but not overwhelmingly heavy.

You get a silky, chunky texture studded with crispy bacon, sharp cheddar, and a swirl of sour cream. It comes together on the stovetop in about half an hour, making it a dinner you can rely on after a long day.
Why This Soup Earns a Spot Any Night of the Week
The texture hits that sweet spot between smooth and chunky because you blend only part of the soup. Every bite has tender potato pieces, but the base is velvety from the starch released during simmering.
Sharp cheddar and a generous amount of bacon give it the full loaded baked potato flavor without any baking. The sour cream stirred in at the end adds tang and richness, the same way it would on top of a hot spud.
Ingredients

- 6 slices bacon, diced: Thick-cut bacon gives the best crispy bits and smoky fat.
- 1 cup diced yellow onion: A small to medium onion does the job.
- 2 cloves garlic, minced: Fresh garlic brightens the savory base.
- 4 cups diced Russet potatoes: Peel them first, then cut into 1/2-inch cubes for even cooking.
- 4 cups chicken broth: Use low-sodium so you can control the salt.
- 1 cup whole milk: Room-temperature milk blends in smoothly without cooling the soup too much.
- 1 cup shredded sharp cheddar cheese: Pre-shredded works, but freshly grated melts more cleanly.
- 1/2 cup sour cream: Plus more for serving; full-fat keeps the soup from graining.
- Salt and black pepper to taste: Season after adding all the ingredients that contain salt.
- 2 green onions, thinly sliced: For that fresh, oniony finish on top.
Substitutions
- Bacon: Turkey bacon or diced ham also work; you will need a little oil to sauté the onion if you skip the bacon fat.
- Cheese: Smoked cheddar or pepper jack change the flavor but still melt well.
- Dairy: Swap the milk for half-and-half for a richer result, or use unsweetened oat milk if you are dairy-free.
- Vegetarian: Omit the bacon, use vegetable broth, and add a teaspoon of smoked paprika for depth.
If you like a fully loaded potato vibe, you might also enjoy a chunky baked potato salad on the side when the weather warms up.
How to Make Loaded Baked Potato Soup
Step 1: Cook the Bacon

Place the 6 slices of diced bacon in a large pot or Dutch oven and set it over medium heat. Cook for about 7 minutes, stirring now and then, until the bacon is browned and crisp.
You will see the fat pool around the pieces as they turn deep amber. Scoop the bacon out with a slotted spoon and set it on a paper towel, leaving the rendered fat in the pot.
Step 2: Sauté the Onion and Garlic

Discard all but 2 tablespoons of the bacon fat from the pot. Add the 1 cup diced onion and cook over medium heat, stirring occasionally, for 5 minutes until the onion softens and turns translucent. Drop in the 2 minced garlic cloves and cook 1 minute more, just until you can smell it clearly.
The onion will sweeten as it softens, and the garlic will become fragrant without burning. If the pot seems dry, add a small pat of butter or a splash of broth.
Step 3: Simmer the Potatoes

Add the 4 cups diced potatoes and 4 cups chicken broth to the pot. Turn the heat to high and bring the liquid to a boil, then immediately reduce the heat so the soup bubbles gently. Cook for 12 to 15 minutes, until a fork slides easily into a potato cube.
As they simmer, the potatoes release their starch and the broth thickens slightly. You will notice the cubes puffing at the edges and turning soft all the way through.
Step 4: Blend a Portion of the Soup

Scoop out about half of the soup and transfer it to a blender. Blend until smooth, then pour it back into the pot. Alternatively, use an immersion blender directly in the pot and pulse a few times, leaving plenty of visible potato pieces intact.
The goal is a creamy background with plenty of chunky bites still swimming in the bowl. Do not blend the entire pot or you will lose that baked potato feel.
Step 5: Stir in the Dairy and Cheese

Reduce the heat to low. Pour in the 1 cup whole milk, then add the 1 cup shredded cheddar and 1/2 cup sour cream. Stir gently until the cheese melts completely and the soup turns uniformly creamy. Season with salt and black pepper to taste, keeping in mind the bacon and broth already carry salt.
The soup will thicken and look velvety, with ribbons of cheese stretching as you stir. Keep the heat low here, because a boil can cause the dairy to separate and the soup to turn grainy.
Step 6: Ladle and Load the Soup

Ladle the hot soup into bowls and top each one with a spoonful of sour cream, the reserved crispy bacon, more shredded cheddar, and the sliced green onions. Serve right away while the cheese on top is just beginning to melt.
Tips for the Thickest, Smoothest Bowl
- Choose Russets: They break down more than waxy potatoes, giving you that creamy mouthfeel without any flour or cream.
- Keep the bacon fat: Those couple of tablespoons are pure flavor that soak into the onion and carry through the whole pot.
- Let the potatoes cool slightly before blending: A quick two-minute pause lets steam escape and reduces pressure in the blender jar, which means fewer splatters.
- Add dairy at the end off the heat: Cold milk and sour cream stirred in gently keeps the soup from separating and stays smooth.
- Adjust thickness after chilling: Leftovers thicken in the fridge, so thin them with a splash of warm broth or milk when reheating.
The simmer time changes a bit depending on how you cut the potatoes. Use this guide:
| Potato Cut | Size | Simmer Time |
|---|---|---|
| Small dice | ¼‑inch cubes | 8 to 10 minutes |
| Medium dice | ½‑inch cubes | 12 to 15 minutes |
| Large dice | ¾‑inch cubes | 18 to 20 minutes |
Storing Leftover Soup
- Refrigerate: Cool the soup completely and store it in an airtight container for up to 4 days.
- Reheating: Warm it gently in a pot over low heat, stirring in a couple of tablespoons of broth or milk to loosen it back up. Do not let it boil.
- Serve cold: This soup is not one you would want to enjoy cold; the texture and flavor are best hot.
What to Serve with Loaded Baked Potato Soup
A crisp green salad with a sharp vinaigrette balances the richness of the soup without fighting it, and the acidity cuts through all the dairy. Warm, crusty bread or buttery dinner rolls are great for sopping up every last spoonful. If you want to go all out, a simple grilled cheese sandwich on the side turns the meal into an event.
Frequently Asked Questions
Can I make this soup dairy-free?
Yes, replace the milk with unsweetened oat milk or cashew cream, use a good dairy-free sour cream, and choose a plant-based cheddar that melts well. The texture will change slightly, but the potato starch still gives you a thick base.
Will it work with an immersion blender?
Absolutely, and it is even easier because you can blend directly in the pot. Just pulse in short bursts and check often so you do not turn the whole pot smooth by accident.
Can I double the recipe?
Yes, use a very large pot and double all the ingredients. The simmer time stays roughly the same, but you may need a minute or two longer for the liquid to come back to a boil.
My soup turned out too thick after blending. How can I fix it?
Whisk in a little extra warm broth or milk a splash at a time until it reaches the consistency you like. The starch keeps thickening as it sits, so it is normal to need a little loosening.
Is there a way to skip the blending step entirely?
You can, but the soup will be brothy with potato chunks rather than creamy. For a shortcut, mash some of the potatoes against the side of the pot with a sturdy spoon before adding the dairy. That creates the same effect without a blender.
Loaded Baked Potato Soup Recipe
Ingredients
Method
- Cook the bacon in a large pot over medium heat until crisp, about 7 minutes. Remove with a slotted spoon and set aside on a paper towel.
- Keep 2 tablespoons of bacon fat in the pot, then add the onion and cook for 5 minutes until soft. Stir in the garlic and cook 1 minute.
- Add the potatoes and chicken broth, bring to a boil, then simmer for 12 to 15 minutes until fork-tender.
- Blend about half of the soup until smooth, then return it to the pot, leaving plenty of potato chunks.
- Reduce heat to low and stir in the milk, cheddar, and sour cream until melted and creamy. Season with salt and pepper.
- Ladle into bowls and top with sour cream, the reserved bacon, extra cheese, and green onions.
